Why is mental health parity important?

Parity is the basic idea that mental health and addiction care are covered at the same level as care for other health conditions. State and federal laws have attempted to address discriminatory practices in health insurance by creating requirements around parity.

What does parity mean in mental health?

Mental health parity describes the equal treatment of mental health conditions and substance use disorders in insurance plans. … However, parity doesn’t mean that you will get good mental health coverage. Comprehensive parity requires equal coverage, not necessarily “good” coverage.

What is the goal of the Mental Health Parity and Addiction Equity Act?

Objective. The federal Mental Health Parity and Addiction Equity Act (MHPAEA) sought to eliminate historical disparities between insurance coverage for behavioral health (BH) treatment and coverage for medical treatment.

Is the Mental Health Parity Act working?

According to some recent reports and measures, the answer is no. Mental health parity is a straightforward concept: insurance coverage for mental health conditions, including substance abuse disorder (SUD) treatment, should be equal to coverage for any other medical conditions.

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Does the Mental Health Parity Act of 2008 improve mental health services?

Since MHPAEA was enacted, several studies have shown evidence that access to behavioral healthcare has increased. One study, for example, found greater increases in costs and utilization for behavioral services compared to non-behavioral services from 2008 to 2013.

What is parity value?

Parity value refers to the exchange rate between the currencies of 2 countries so that the purchasing power of both countries is equal.

What major challenges are still associated with mental health coverage?

To provide the best mental health care, start by looking at the barriers to that care.

  • Knowledge gaps. …
  • Stigma. …
  • Access to care. …
  • Workforce shortages. …
  • Quality of care and variation in practice. …
  • Fiscal performance. …
  • Payment landscape.

Why was the Mental Health Parity Act created?

The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (MHPAEA) was passed in 2008 to correct discriminatory health care practices against those both with a mental illness and/or addiction.

Does mental health parity apply to grandfathered plans?

There are some plan types the MHPAEA does not apply to, which include: Grandfathered plans (individual or group, including small employer health plans) … Medicare (except for outpatient mental health services available through Part B)

What is the Mental Health Parity Act of 2007?

The Mental Health Parity Act of 2007 (S. 558) will completely end insurance discrimination against mental health and substance use disorder benefits coverage in all private employer health plans with more than 50 employees through a uniform and strong federal standard when it becomes law.

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What benefits fall under Medicare Part A?

Medicare Part A is hospital insurance. Part A generally covers inpatient hospital stays, skilled nursing care, hospice care, and limited home health-care services. You typically pay a deductible and coinsurance and/or copayments.

What is Mental Health Parity and Addiction Equity Act of 2008?

The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) is a federal law that generally prevents group health plans and health insurance issuers that provide mental health and substance use disorder (MH/SUD) benefits from imposing less favorable benefit limitations on those …